Build more houses for the Filipinos

To contribute to bridging the gap of the country's socialized housing backlog.
NHMFC created Socialized Loan Take-Out of Receivables (SHeLTeR) - a program
that provides a liquidity facility for socialized housing originators
and increases loan accessibility for the low-income sector.



    Loan to Value Ratio


    We can purchase up to 100% of the appraised value of your property

    Repayment period


    Up to 30 years

    Interest Rates


    As low as 3% for the first 5 years and 5.5% for the remaining years

    Approval Time


    11 working days upon submission of complete documents

    Age Requirement


    Maximum age of 70 years


Qualified Originators

  • Housing Developers (Must be NHMFC Accredited)
  • Micro-Finance Institutions
  • Rural or Thrift Banks
  • Cooperatives
  • Government Agencies and LGUs
  • Private Organizations
  • Other NGOs/Civic
  • Organizations interested to participate in the program

Get in Touch

For concerns and full details of this program, talk to us! Set an appointment by sending an email at This email address is being protected from spambots. You need JavaScript enabled to view it. or call us at 09178464523/09178231569.